Category Archives: Buying a Home

55+? Experience Matters

Almost 10 years ago I earned the Seniors Real Estate Specialists (SRES) designation. I have worked with seniors and helped many sell their homes – young seniors and less young seniors. Imagine my surprise when I turned 55 and learned I AM a senior!  But, my recent experience helping my mother-in-law sell her home gave me a whole new appreciation and understanding of the unique details and concerns this group faces.
Did you know that 25% of the American population is over 55? If you or a family member are in the position of needing someone with the knowledge and experience of helping this incredible group of people – give me a call, experience matters. Learn more about the 55+ housing market HERE
If you would like additional information on how my experience and designations can help you in your pursuit to buy or sell a home, please do not hesitate to contact me. You are exactly the kind of person I love to work with!

When You Need an Expert


Seniors and Home Buying Judy Hicks

People often ask me what are all of these letters behind your name? The short answer is that they represent additional training and knowledge that I have sought out to better serve my clients. Becoming a real estate agent is not difficult but staying in the business is. The desire to help people is what drives me.

Each of the letters in a designation represents hours of classwork, additional homework, and testing. They also represent a network of other professionals outside of Jacksonville that become a part of my team. I am able to call on these agents when I have a client relocating out of Jacksonville. Most importantly, however, these designations allow me to better serve you and your specific needs.

I did not fully realize when I was earning the Seniors Real Estate Specialists (SRES) several years ago how much I would need the valuable insight when it came time to sell my Mother-In-Laws home this year!

My mother-in-law had lived in the same home in Jacksonville for over 60 years and though I have been in the home countless times I quickly realized that there were so many things I needed to help her with to transition into another home (ours) and so many things I needed know about her home to sell it.

There are over 77 Million 55+ buyers and sellers and they make up 25% of the population.

If you or a family member find themselves in a position of needing someone with the knowledge and experience of helping this incredible group of people – give me a call, I can help you!

So you find yourself in the market for a new home but you need to sell your current home first – how will that work?

If you have a home to sell before you can purchase your new home, here are the steps you’ll need to follow.

Judy Hicks Realtor

First things first –

Meet With Your Realtor

Judy Hicks Realtor



  • Contact your Realtor and request a Competitive Market Analysis (CMA). This will help you determine how much money you will have to pay for your existing mortgage (or mortgages) as well as your closing costs. This process determines your “net” proceeds from your sale.

Call your Mortgage Professional

Judy Hicks Realtor

  • Contact your Loan Professional to be pre-qualified for your new mortgage. This process will determine the amount of money you will use from your “net” proceeds.
  • If you need to sell your current home to qualify for your next home – it’s time to call your Realtor and tell them to put that sign in your yard!


Judy Hicks Realtor

  • Now is a good time to consider looking at homes that could meet your needs and price range once your home sells. A lot of people do not want to put their home on the market until they know there is somewhere for them to go.

Stage Your Current Home to Sell

Judy Hicks Realtor

  • Don’t forget to heed the advice of your Realtor in regards to staging and presenting your home for sale.

Check out for more information on what to do to sell your home. Look for future blogpost on what to do when your home sells and you are ready to buy.